Property planning tool
How much property can you afford?
Estimate a practical purchase budget from your income, debts, deposit, and expected monthly costs.
Your financial details
Use monthly figures before deductions.
Down payment
Property area
Additional costs
Optional costs make the estimate more realistic. Enter zero when a cost does not apply.
Your figures stay on this device unless you choose to share them.
Your estimate will appear here
Enter your own financial details, then select Calculate affordability. No sample financial information is assumed.
- Fresh results on every calculation
- Your inputs stay private on this device
- Saved figures load only when you choose
Ways to improve your buying budgetIncrease your down payment
Reduce monthly debt
Compare lender rates
Keep optional monthly costs realistic
This calculator is a planning estimate, not a loan offer or financial advice. Confirm eligibility, rates, taxes, and fees with qualified professionals before making a property decision.